Payday Super 2026: How to Prepare Your Business Before 1 July

Payday Super is coming — and for many Australian employers, it will require big changes to payroll, superannuation processes and cash flow management. From 1 July 2026, superannuation guarantee (SG) contributions must be paid every pay run, not quarterly, with funds arriving at the employee's super fund within seven business days of pay day. Here is how to prepare your business — and how Connectt is preparing alongside you.

What is Payday Super?

Payday Super is one of the biggest payroll changes in years. Instead of paying superannuation quarterly or monthly, employers will need to pay SG contributions in line with each pay cycle. The change is designed to help employees see their super grow in real time and reduce unpaid super, but it means employers need to rethink payroll workflows and cash flow planning. For full details, visit the ATO Payday Super guidance page.

How Can YOU Prepare for Payday Super?

Don't wait until 1 July 2026 to get ready. Here are the key steps to take now:

• Review payroll and employee data to ensure it is accurate, complete and up to date. Missing or mismatched super fund details can delay contributions being allocated to the correct fund on time.
• Assess your current payroll and payment workflows to determine whether updates are needed to meet the new requirements.
• Plan ahead for the increased payment frequency. Super will be paid in line with each pay cycle, so it is important to understand the impact this may have on your cash flow.
• Update onboarding documents and processes to reflect the new super payment timing, ensuring super fund selection is captured early and employee data is verified from the outset.

How WE Are Preparing for Payday Super

At Connectt, we have been proactively working behind the scenes to ensure a smooth transition for your business, while updating our own payroll and super bookkeeping processes. Our goal is to make the move to Payday Super as seamless as possible for every client we support.

What Payday Super Means for YOU

There is no immediate action required, but we recommend that you begin to:

• Consider the impact on your cash flow, as super will be paid more frequently
• Ensure your payroll processes are accurate and up to date
• Prepare for a shift from quarterly or monthly to per-pay-cycle obligations

We will work closely with you ahead of 1 July 2026 to make any necessary adjustments to your payroll and super processes.

What WE Will Do for You Next

Over the coming months, the Connectt team will:

• Provide further updates as more details become available
• Reach out to you if any specific changes are required for your business
• Offer guidance and support to help you transition with confidence